A Quick Tip to Have Fun Even if You’re 60? How about 70?

You might be concerned that when you reach a certain age, you won’t get to do as much as you’d like. (You might chalk it up to the shows and ads on television.) But does that have to be the case? These years could absolutely be your best fun years.

Ask yourself one simple question: What would I like to learn to do? OR, What would I like to learn more about?

When you have the answer take the next step. Where are there classes or workshops you can attend to learn? Follow up and sign up.

Not only will you learn; you’ll also make new friends!

So, do it today. And have fun!

  • December 4, 2019

8 Simple Tips to Rev Up Your Metabolism and Lose Weight After 50

No matter whether you’re 35 or 60, losing weight at any age is no easy feat. Though multiple factors contribute to weight gain over time, sluggish metabolism is the main culprit. Why? Because your metabolism slows down as your body ages.

But don’t fret. Boosting your engines and staying in shape after your senior years is not impossible. Here are eight simple tips to rev up your metabolism.

Customize Your Eating Routine

A recent study suggests that eating three large meals a day can boost metabolism, then having a small meal or snack every 3 to 4 hours keeps your metabolism cranking, so you burn more calories over the course of a day.

So, track your calories and hunger. Find out what works best for you, maintain your eating routine, and stick to it.

Protein is the Key

Proper nutrition is the key to rev up your metabolism at a quick pace. Your body needs more protein as you get older. Protein also helps build your muscles- the hub for metabolism in your body. So, get enough of it.

A study suggests consuming 1.2 grams of protein for every kilogram you weigh. It means that 150-pounds (68 kilograms) person may eat 80 grams of protein a day. Consume it throughout the day—during your breakfast, lunch, supper, dinner.

Say Yes to Yogurt

“Scientists have revealed that a certain type of bacteria is effective at extracting energy from food,” says Gerard Mullin, a gastroenterologist at Johns Hopkins Hospital. “‘Good’ bacteria in yogurt may encounter ‘bad,’ obese-causing bacteria,” she adds. So, add this snack to your diet plan.

Sprinkle Your Meals

Zinc, chili peppers, turmeric, and ginger are effective in regulating your metabolism. They are not only nutritious but also make your meals more favourable.

Go with Moderate-intensity Cardio

Did you know cardio can prompt weight loss even without dieting? Where jump squats may be hard on the joints of those above 60, lower-impact workouts can help burn calories and increase your metabolic rate.

Even five sessions of 20-45 minutes of moderate cardio each day can drop your weight effectively.

Move Your Body

Move and move more! If you have a sedentary job, even when you’re at work, don’t stick to your desk. Stand up to make phone calls. Walk to your colleagues instead of messaging or emailing them.

Shake out your legs and move your arms every hour to increase your metabolic rate. Keep moving around when at home. And utilize every activity that could help you move.

Get Adequate Sleep

Sleep deprivation can increase your cravings, cause hormonal imbalance, and slow the metabolism. So, get at least seven to eight hours of a good night’s sleep to resist cravings and boost your metabolism.

Be Mindful

Fifteen to twenty minutes of yoga, meditation, or any other mindful exercise every day can improve your metabolism. Mindful practices also give you relief from stress and anxiety, which not only boosts metabolism but also adds to your longevity.

Now you know that revving up your metabolism after 60 is not hard. Cut down on sugar, eat more proteins, move your body all day long, be mindful, and do every healthy activity that could improve your metabolic rate and help burn calories.

  • December 4, 2019

Living A Fulfilled Life in Your Senior Years

During the first half of your life, time just seems to fly. You’re in a perpetual rush because you’re too busy juggling school, career, family, and leisure activities. By the 2nd and 3rd acts of life, you may be nearing retirement, or already retired. The children are out of the house and doing fine; life seems to slow down to a snail’s pace. So how do you live a fulfilled life in your latter years?

By becoming brave and courageous. Make your list. (NO… not your bucket list. Your life-fulfilling list.) Are there things on that list that scare you? Good. That’s the whole point. Now’s the time to launch into those things you could never do when you were so busy. Take a cruise, enroll in a college class, start a new business (side hustle), join a new social group, volunteer, make new friends.

Take the first step. The time is NOW. Go for it!

  • December 3, 2019

Take Care of Your Health and Still Have Fun In Your Senior Years

Exercise is good for the health, and it makes people happy. When you get a bit older, you discover exercise is not as easy as it used to be; because you lose, muscle mass, and bone density. However, you can still do majority of the exercises to build strength (weight lifting, yoga, resistance training), and endurance (walking, jogging, dancing, hiking, biking, stair climbing). All you need is time, patience, and determination. Take it one step at a time, one day at a time.

  • December 2, 2019

7 Steps to Stay on Top of Your Finances In Your Second and Third Acts

Your 60s is the time when you can either catch up or increase your savings. So, don’t coast along in your second and third acts. Instead, take important steps to ensure your financial security and freedom after in these years.

Here are seven steps to take to stay on top of your finances to alieviate stress over money.

Create Your Financial Calendar

Your third act is the age when your memory is possibly weak. If you dread remembering to pay your taxes or bills, set a reminder for all your necessary money to-dos. You can find many financial calendar apps online, which allow you to set a customized financial calendar.

Set Your Financial Goals

Who trusts words barely? Do you? probably no!

So, use numbers and dates to identify what you want to do with your money. How much debt you have to pay off? How much cash do you need to reserve for taxes and bills? And how much do you aim to save and when?

Setting your financial goals will help you stay motivated and disciplined when managing your finances.

Make Catch-up Contributions

If you are still employed, you qualify for catch-up contributions at the age 50. It’s an extra amount that you can contribute to your retirement accounts. So, make catch-up contributions.

Save in an employer-sponsored plan or add in a Roth IRA. It will give your retirement savings an additional boost.

Review Your Documents

Things change over time, but we often forget to adapt them. Your ex-spouse might still be listed in your medical power of attorney or you may still have your father, or other famiy member, listed as a beneficiary on your retirement plans.

Review your estate planning documents. Consider reviewing your life insurance policies, retirement accounts, bank accounts, and every other financial documentation to ensure that your power of attorneys or beneficiaries are up to date.

Ditch Huge Loans

You may, at times, need a loan to run your household or manage your expenses, but taking out lots of loans can be risky. If it does become a necessity, borrow only what can be repaid within the few years.

Keep Your Savings Safe

How, you ask? By keeping them out of your checking account. It’s tried and tested. When you see money in your checking account, most people can’t resist spending it. So, open a separate saving account to have enough savings for emergencies.

Start Saving Today

Start saving your money today if you haven’t already. No tomorrow. Not next month or next year. Today!

Little drops together make a sea, so is the case with money. Little savings of today will give you big relief tomorrow.

Do as much as you can to increase your financial contributions today to have financial freedom in the future. Keep your loans at the bay. Manage your expenses wisely. Know your goals and determine what you want to do in your senior years. Then, start saving money to realize your dreams.

  • December 2, 2019
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